{"id":142,"date":"2025-08-08T02:38:11","date_gmt":"2025-08-08T02:38:11","guid":{"rendered":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/?page_id=142"},"modified":"2025-08-09T07:58:54","modified_gmt":"2025-08-09T07:58:54","slug":"metro-brokers-credit-consultation-copy","status":"publish","type":"page","link":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/?page_id=142","title":{"rendered":"CREDIT CONSULTATION"},"content":{"rendered":"<section id=\"comp-lmgpl5fr\" class=\"Oqnisf comp-lmgpl5fr wixui-section\" data-block-level-container=\"ClassicSection\" aria-label=\"main content\">\n<div class=\"\" data-mesh-id=\"comp-lmgpl5frinlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lmgpl5frinlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-jksknliq\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jksknliq wixui-rich-text\" data-testid=\"richTextElement\">METRO BROKERS CREDIT CONSULTATION<\/div>\n<div id=\"comp-jkskhd7c\" class=\"MazNVa comp-jkskhd7c wixui-image\">\n<div data-testid=\"linkElement\">\n<div class=\"\" data-mesh-id=\"comp-lmgpl5frinlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lmgpl5frinlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-jkskhd7c\" class=\"MazNVa comp-jkskhd7c wixui-image\">\n<div class=\"j7pOnl\" data-testid=\"linkElement\"><img decoding=\"async\" id=\"img_comp-jkskhd7c\" class=\"BI8PVQ Tj01hh aligncenter\" src=\"https:\/\/static.wixstatic.com\/media\/59ae78be3b0a4f0fa7b3c77d21838160.jpg\/v1\/crop\/x_0,y_1323,w_3299,h_1976\/fill\/w_611,h_366,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto\/Business%20Meeting.jpg\" alt=\"Business Meeting\" width=\"923\" height=\"553\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-testid=\"linkElement\"><\/div>\n<div class=\"j7pOnl\" data-testid=\"linkElement\">Credit scores and how they are calculated are a major component in the mortgage loan process. Our Licensed Loan Officers can help you understand your credit score and evaluate what actions you can take to possibly improve your scores. Get professional advice from a licensed mortgage loan officer before taking action. What may seem to be a good course of action may in fact lower your credit scores.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"comp-lmgpl5fs\" class=\"Oqnisf comp-lmgpl5fs wixui-section\" data-block-level-container=\"ClassicSection\">\n<div class=\"\" data-mesh-id=\"comp-lmgpl5fsinlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lmgpl5fsinlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-jki7hiqp\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jki7hiqp wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/span><\/p>\n<p class=\"font_7 wixui-rich-text__text\"><span style=\"text-decoration: underline; color: #008000;\"><span style=\"font-family: tahoma, arial, helvetica, sans-serif;\"><strong><span class=\"wixui-rich-text__text\">Top 3 Ways to Improve Your Credit Score<\/span><\/strong><\/span><\/span><\/p>\n<ol class=\"font_7 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">Make sure your credit report* is accurate.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">Set a reminder to pay your bills\u00a0prior\u00a0to the due date.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">Control the amount of available credit you use.<\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/span><\/p>\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">Understanding what factors impact your credit score is important in today&#8217;s market as credit scoring is used on a regular basis for determining the extension of credit to the cost of that credit.<\/span><\/p>\n<ul>\n<li class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/span><strong>Payment History<\/strong>\u00a0\u2013 35%<\/li>\n<\/ul>\n<ul class=\"font_7 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\"><strong>Debt Balance vs. Credit Limit<\/strong>\u00a0\u2013 30%<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\"><strong>Length of Credit History<\/strong>\u00a0\u2013 15%<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\"><strong>Types of Credit in Use<\/strong>\u00a0\u2013 10%<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_7 wixui-rich-text__text\"><strong><span class=\"wixui-rich-text__text\">Inquiries<\/span><\/strong><span class=\"wixui-rich-text__text\">\u00a0\u2013 10%<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<p>Let\u2019s get started on building a stronger credit profile today \u2014 every point counts when it comes to securing your financial future!<\/p>\n<p><span style=\"text-decoration: underline;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff; text-decoration: underline;\" href=\"https:\/\/akinfabiyi.sites.bhgrealestate.com\/contact-me\/\">contact me today for more information<\/a>&#8230;<\/span><\/span><\/p>\n<section id=\"comp-lmgpl5fs\" class=\"Oqnisf comp-lmgpl5fs wixui-section\" data-block-level-container=\"ClassicSection\">\n<div class=\"\" data-mesh-id=\"comp-lmgpl5fsinlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lmgpl5fsinlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-jki7hiqp\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jki7hiqp wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_7 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/span><\/p>\n<p class=\"font_7 wixui-rich-text__text\" style=\"text-align: center;\"><span class=\"wixui-rich-text__text\" style=\"font-size: 8pt;\">*You&#8217;re entitled to a free copy of all three of\u00a0your credit reports once a year under the Fair Credit Reporting Act.<\/span><\/p>\n<p class=\"font_7 wixui-rich-text__text\" style=\"text-align: center;\"><span class=\"wixui-rich-text__text\" style=\"font-size: 8pt;\">You can access these reports on<span style=\"color: #0000ff;\"><em><a class=\"wixui-rich-text__text\" style=\"color: #0000ff;\" href=\"https:\/\/www.annualcreditreport.com\/index.action\" target=\"_blank\" rel=\"noopener\">FreeCreditReport.com<\/a>.<\/em><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>METRO BROKERS CREDIT CONSULTATION Credit scores and how they are calculated are a major component in the mortgage loan process. Our Licensed Loan Officers can help you understand your credit score and evaluate what actions you can take to possibly improve your scores. Get professional advice from a licensed mortgage loan officer before taking action. [&hellip;]<\/p>\n","protected":false},"author":196181,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-142","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=\/wp\/v2\/pages\/142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=\/wp\/v2\/users\/196181"}],"replies":[{"embeddable":true,"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=142"}],"version-history":[{"count":4,"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=\/wp\/v2\/pages\/142\/revisions"}],"predecessor-version":[{"id":145,"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=\/wp\/v2\/pages\/142\/revisions\/145"}],"wp:attachment":[{"href":"https:\/\/akinfabiyi.sites.bhgrealestate.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}