Top 3 Ways to Improve Your Credit Score
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Make sure your credit report* is accurate.
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Set a reminder to pay your bills prior to the due date.
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Control the amount of available credit you use.
Understanding what factors impact your credit score is important in today’s market as credit scoring is used on a regular basis for determining the extension of credit to the cost of that credit.
- Payment History – 35%
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Debt Balance vs. Credit Limit – 30%
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Length of Credit History – 15%
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Types of Credit in Use – 10%
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Inquiries – 10%
Let’s get started on building a stronger credit profile today — every point counts when it comes to securing your financial future!
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*You’re entitled to a free copy of all three of your credit reports once a year under the Fair Credit Reporting Act.
You can access these reports onFreeCreditReport.com.
